Terms & Conditions

Acceptance of Terms

By using the Services, you acknowledge that:

• You are at least 18 years old or have the legal capacity to enter into a binding agreement

• You have read, understood, and agreed to be bound by these Terms

• You are solely responsible for compliance with any applicable local laws

If you do not agree to these Terms, you must not use the Services.

Use of the Services

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for lawful purposes only.

You agree not to:

• Use the Services for any unlawful, misleading, or fraudulent purpose

• Copy, modify, distribute, sell, lease, reverse-engineer, or attempt to extract source code from the Services

• Interfere with or disrupt the Services or servers

• Transmit any malware, viruses, or harmful code

No Warranties

The Services are provided on an “AS IS,” “AS AVAILABLE,” and “WITH ALL FAULTS” basis. Cost Simple makes no warranties or representations of any kind, express or implied, including but not limited to:

• Fitness for a particular purpose

• Accuracy, reliability, or completeness of data

• Availability, timeliness, or performance of the Services

• Non-infringement of third-party rights

You assume full responsibility and risk of loss resulting from your use of the Services.

Limitation of Liability

To the maximum extent permitted by law, Cost Simple and its affiliates, officers, directors, employees, agents, licensors, and suppliers shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:

• Loss of profits, revenue, business opportunities, or data

• Personal injury or property damage

• Errors or inaccuracies in the content or output

• Service interruptions, unauthorized access, or security breaches

You use the Services entirely at your own risk.

User Accounts and Data

If you create an account or input data into our Services:

• You are solely responsible for maintaining the confidentiality of your credentials

• You agree to provide accurate and complete information

• You acknowledge that you are fully responsible for any actions taken under your account

Cost Simple does not assume liability for any data loss or errors arising from your use of the Services.

Intellectual Property

All content, trademarks, service marks, and intellectual property rights associated with the Services are owned by or licensed to Cost Simple. You are granted no ownership or rights to any part of the Services other than the limited use rights explicitly stated in these Terms.

Third-Party Links and Services

The Services may contain links to third-party websites or resources. Cost Simple is not responsible or liable for the content, policies, or practices of any third-party sites or services. Use of such sites is at your own risk.

Termination

We reserve the right to suspend or terminate your access to the Services at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to us, our users, or third parties.

Indemnification

You agree to indemnify, defend, and hold harmless Cost Simple and its affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney’s fees) arising from:

• Your use of or access to the Services

• Your violation of these Terms

• Your violation of any third-party right, including intellectual property or privacy rights

Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the jurisdiction in which Cost Simple is incorporated, without regard to conflict of law principles.

Any dispute arising out of or in connection with these Terms shall be resolved:

• First through good faith negotiations

• If unresolved, exclusively through binding arbitration [or in the courts of appropriate jurisdiction—customize this based on your preference]

Modifications to Terms

Cost Simple reserves the right to modify or update these Terms at any time. Continued use of the Services following any such changes constitutes your acceptance of the new Terms.

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For questions about these Terms, please contact us at:

no-reply@costsimple.com